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Retail payment innovations 2005 |
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“Retail payment innovations 2005†is a report on the survey conducted in 2005 by ECB in close cooperation with national central banks (NCBs) throughout Europe. The questionnaire, see the annex of the report, was sent to providers in all the EU countries and Norway. The aim of the survey was to observe tendencies of innovations in the retail payment market. The survey highlights two general groups of e-products in the retail payment market: e-payments and value-added services (VAS). E-payments are performed by using standard payment instruments via innovative channels like the internet and mobile networks. VAS are services supporting e-payments with the purpose to make the payment process easier and more efficient for the customers. VAS are e.g. e-invoicing and e-reconciliation which are offered by an increasing number of providers.
http://www.e-pso.info/epso/papers/Report-Retail-payment-innovations-2005.pdf |
